Forbes Bender & Paolino P.C.

Debt collection is an area where businesses attempting to collect a debt must tread very carefully. The Pennsylvania debt collection attorneys of Forbes, Bender, Paolino & DiSanti know the laws and can help your business to navigate the minefields.

Most companies are aware of the federal Fair Debt Collection Practices Act, but in Pennsylvania, debt collectors must also be aware of the Fair Credit Extension Uniformity Act.  Both the FDCPA and the FCEUA spell out what debt collectors may not do in their efforts to collect a debt.  Failure to follow both laws can result in very serious penalties to debt collectors and the businesses which hire them.

Issues about which debt collectors must be aware include:

• When and where debtors may be contacted
• Language that collectors may not use
• Language that collectors must use
• Contacting individuals who are represented by an attorney
• Publication of debtor information
• Proper means of communication (such as use of social media sites for communicating with debtors)

We at FBPD can advise your business on appropriate and inappropriate behavior when it comes to your efforts to collect a debt.  In addition, should you are charged with a violation of debt collection laws, we are here to help  defend you before debt collection agencies, as well as in l court.  Contact us to find out how we can help you in your efforts to collect money due to your business.